
Structuring capital for Sydney's sophisticated investors
From commercial lending to property development finance, Option Group brings institutional discipline to high-value property deals across Australia.


What does institutional-grade service mean to you?
It means structuring capital with the discipline of a private bank, the insight of a Sydney property specialist, and the discretion your next deal deserves.
Institutional discipline, applied personally
Every engagement at Option Group is handled with the care of a private bank and the precision of a specialist advisory. You deal directly with the people structuring your deal.

Howard Cao
Howard Cao
Howard Cao is the CEO of Option Group with a background in finance and property, guiding each client through structuring, lending, and investment with a steady, senior hand.

Senior Advisor
James Harrington
James brings deep experience across commercial lending and funds management, working alongside Diane to ensure every structure is built for long-term value.
Trusted for Sydney property deals
Developers, investors, and business owners across Australia rely on Option Group for structured finance and clear counsel.
Option Group structured a commercial loan our bank wouldn't touch. The process was clear, the terms were fair, and the funding closed on time. Exactly the institutional discipline we needed.

Marcus Whitfield
Property Developer, Sydney
As a high-net-worth client, I value discretion. Option Group provided that, along with a well-structured finance package that fit my portfolio's long-term strategy. Impressive, quiet competence.

Julian Hayes
Sophisticated Investor
They assessed our storage business and delivered equipment finance without friction. No jargon, no delays. Just practical structuring that improved our cash flow. A partner we trust.

Sarah Lindqvist
Business Owner, Newcastle
Discipline that compounds
Every engagement is structured around one outcome: measurable progress toward your goals. Here is what that discipline looks like.
1115K+
Monthly revenue
We move over fifteen thousand dollars monthly for Australian investors.
17+
Financing structures
From commercial lending to equipment finance, all under one roof.
1 team
Unified team
One point of contact, one mandate, no handoffs between desks.
100%
Dedicated attention
Every client matters. Option Group gives each engagement full focus.

A clear structure for your next deal
Speak with Option Group about commercial lending, development finance, or funds management. We bring the institutional discipline, you bring the vision.
